Dear Private Owners
Many of you are aware that there are multiple cooling measures in place but you may ask yourself these 3 questions
1. After the 12th cooling measures that was implemented on 6th July 2018, did the property price drop ?
2. Why are there cooling measures since 2007 ?
3. Do you think this is going to be the last cooling measures or will there be more ?
In fact, 2018~2019 is the BEST period to accumulate your assets but you are probably stricken with these common issues like many investors had
ie: lower Loan Amount less than 75%, hefty Stamp Duties, etc….
Are You Aware that you qualify to grow your Assets Even if you
– have outstanding mortgage loan
– little / no spare cash on hand
You can still own your 2nd property without Forking out with Extra Cash and create additional Cash Savings, even if you do not have Cash on hand at this moment.
Examples of Leveraging For Capital Gains
Case Study A
One of our client Steven engage us to assist him in property ownership and investment. He currently owns a property in Queens in District 3.
After several rounds of in-depth discussion and studying his profile and expectations, we devised a couple of solutions for the owner that caters to his requirements.
One of them is to do an exchange of his current property in order to diversify the locked-in funds into another brand new condo for better capital gains.
Based on our detailed analysis, we also found that Queens transactions have decreased over the years and prices could potentially drop and remain stagnant in the further years ahead.
Steven heeded our advice and swop his queens to another brand new condo within the same district as his children are studying in the same vicinity, at the same time unlocking the capital gains of $135,000 from his Queens unit.
We revisited this case in June 2020 and plotted the price graph above for case study purpose.
Our Team concluded that if he were to keep his Queens property, prices would have corrected downwards and remained stagnant. This can be seen from the price graph from 2014 onwards.
We are honour to provide sound advices for him to swop his property into a better performing ones and the capital gain amounted to 2x of what he initially gained.
The total calculated Cash Profits Steven made amount to a $443,600 simply by executing the proposal given.
On the contrary, if Steven were to hold his Queens unit, prices might have drop and remain stagnant.
Case Study B
Johnson’s family found us on social media and seek our advice on his Fernvale private property.
Having stayed there since TOP, Johnson’s family is growing and needed a much bigger space but he is concerned with the huge cash outlay for the next condo.
Our Team proceed to meet up with the family and took down their requirements before coming out with several proposals.
We found that his current property has appreciated and encourage him to cash out these gains instead of just letting this gain locked inside his property.
Our Team also showed how to use this gain to create 3 different types of savings plan for his growing family and to prepare him for retirement even when the couple is below 40years old.
Part of the $148,400 was used to accumulate another property that we deemed as undervalue in 2015 and made a booking on a 1,238sqft unit.
This property was subsequently sold off in 2019 as part of our proposed on-going plans to assist the couple to build up their million dollar assets.
The total calculated Cash Profits Johnson family made amount to $382,400 as the family took our advice on building their capital gains
On the contrary, should Johnson remain in his previous property, prices might have drop and remain stagnant due to lower demand in the vicinity.
Benefit and Leverage on our 8 Financial Growth Technique
Case Studies Of Some Of Our Clients Whom I Have Assisted Since 2006
Benjamin & Tracy are one of the many Private Property owners I met.
Like many others, they are already proud owners of a 3 bedroom condo but they have plans to acquire another 1 or 2 bedroom condo for investment.
After meeting them, I explore the various option they could leverage using 3R fundamentals and they realized they can actually acquire another unit without selling their current unit
They are also surprised that they could save the 12% ABSD for their 2nd purchase and borrow up to 75% loan again for their 2nd property.
I proceed to tailor their Asset Progression Plan which caters to their needs after identifiying their 3R fundamentals for property purchases.
Now they are proud investors of a brand new 2bedroom private condominium which generates monthly passive rental income of $3500.
Their Cash Savings has also increased by a further $180,000 and this money can be put to good use for rainy days.
Their 2nd property acts as another investment instruments that has a potential capital appreciation as well in the near future.
(calculated using my 3R fundamentals)
Hi, my name is Clement Chew.
I am the founder of Clement Consultancy and an experienced real estate professional who lives by the adage “Knowledge is Power”.I firmly believe that having the Right Purchasing Plans will help you reach your goals earlier.That is why i devise the 3R fundamentals that is unique to each and every customer i met. By applying the correct techniques to 3R fundamentals, my clients are able to visualise their asset and its potential.This will in turn allow you to Achieve Financial Freedom and enjoy a better and quality lifestyle.I aspire to help all my clients achieve their goals and presenting them the option to retire earlier than their peers.It is also my wish for my clients and their loved ones to Enjoy Financial Stability and Sustainability
Satisfied Clients’ Testimonial #1 We are really happy to have gotten to know Mr Clement Chew. We knew about Clement through his interesting and powerful… read more
Satisfied Clients’ Testimonial #2 Prior to meeting Clement, we were staying in a 5 room flat and very interested to buy a condo and upgrade… read more
Satisfied Clients’ Testimonial #3 Our cousin who owned 2 properties through clement highly recommend us to meet him to go through our upgrading options. Clement… read more
Satisfied Clients’ Testimonial #4 My Husband and myself were so glad to have met clement and to have him go through our upgrading plans.We wanted… read more
Client 1 Prior to meeting Clement, we were staying in a 5 room flat and very interested to buy a condo and upgrade our lifestyle… read more
Client 2 We are currently staying in a 2 bedroom Condo and we have witnessed strong rental demands from our area. We planned a 10years… read more
Read On For Other Property Related Findings / Articles:
- Comparison of Bank Loans with 15 TOP Banks in Singapore
- General Guidelines for 1st time buyers
- Private Property Owners whom aspire to acquire another unit without forking out cash, get 75% loan and save on taxes
- Investors who is looking for Good Buys in Singapore Private Condos
- HDB Owners who draws a $5k salary can Upgrade without forking out extra Cash, Increase your Cash Savings and make your CPF work harder for you.
- Clement Consultancy’s Auxiliary Services
- EC Owners can continue to Build Wealth & Assets Systematically even WITHOUT Selling your EC.
AVOID making the Common Property Purchasing Mistakes that 85% of Singaporeans did!
Let us Assist you to
Create and Build your Wealth & Assets Systematically
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Acquire your RIGHT property ?
Learn how multiple groups of Home Buyers / Investors had successfully Made their Right Purchase using my 3R statistical findings and Gain Capital Appreciation within 3 years time!